What to do When the Insurance Companies Aren’t Always on Your Side

Jan 14, 2019

After being involved in an accident, you might think you can rely on the at-fault party’s insurance company to work with you and ensure you are appropriately compensated for the injuries you sustained, but this is generally not the case. In fact, more often than not, the insurance company is your opponent and not your ally. An insurance adjuster’s priority is to protect the interests of his or her employer and, to accomplish this, he or she will do what it takes to reduce or eliminate your chances of securing compensation. What should you do to protect yourself against these underhanded tactics?

Below is a list of tips for you to keep in mind when dealing with the other party’s insurance adjuster:

  • Do not provide a recorded statement: The insurance adjuster might make you feel as though you have to provide a recorded statement, but you are actually under no such obligation. In fact, it is in your best interest that you politely decline this request. Recorded statements are often used against plaintiffs and can be twisted out of context to minimize a person’s chances of recovery.
  • Hire an attorney as soon as possible: Anyone who is about to proceed with a personal injury claim should hire an attorney who is experienced in this field. However, it is all the more crucial when dealing with an insurance company that is attempting to derail your chances of being compensated for your injuries. He or she can even handle any and all correspondence with the insurance company so you can avoid making any unnecessary mistakes or statements that might come back to haunt you.
  • Do not settle too quickly: If the insurance company seems eager to settle and makes an offer, you should not assume that they are doing you a favor. In fact, this is often indicative that they understand your claim is worth a lot more than what they are willing to pay and are hoping you are unaware of that fact and will settle for an amount that is well below what is fair. Never jump to accept any of the insurance company’s early settlement offers, especially without the advice of a personal injury attorney who can accurately estimate the value of your claim.
  • Do not give them access to your medical records: You are not obligated to share your medical records or bills with the at-fault party’s insurance company. In fact, you do not have to discuss your injuries with them at all until you and your attorney draft a demand letter, so politely decline this request as well.

Skilled Personal Injury Attorney in Connecticut

If you sustained injuries in an accident that was not your fault, you need to obtain skilled legal counsel to ensure you are able to obtain the fair and just compensation you deserve and need to recover from this incident. At the Law Offices of Brian J. Mongelluzzo, LLC in Connecticut, our team of experienced personal injury attorneys is dedicated to fighting on behalf of the wrongfully injured and will help you hold the responsible party accountable for their actions.

Get started on your personal injury case today and contact our law firm at (203) 663-3695 to request your free initial case evaluation. We are available 24/7 to take your call and work on a contingency fee basis, which means you will not owe us any legal fees until we win your case.


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